Build Lasting Wealth
Join Smart Vault Hub Cooperative and invest
securely in Nigeria’s profitable property market.
We focus on flipping developed properties,
prioritizing your capital safety and maximizing
sustainable, transparent returns. Grow with a
community that puts you first.
About Us
Smart Vault Multipurpose Co-operative Society Limited was incorporated on the 4th day of May, 2023 in Rivers State under the Nigeria Co-operative Societies Decree No 90 of 1993(now an Act of 2004). It is a voluntary association of individuals/other Cooperatives united by common bond, who have come together to pursue their socio-economic goals for their own benefits with high regards to non-members also.
We are a trusted thrift savings and investment cooperative in Port Harcourt, dedicated to building wealth for members, individuals and small businesses through target savings and accessible business loans, and other Cooperative Societies through adequately vetted low risk investment opportunities with focus on capital security while maximizing profits for their members.
With over a decade of experience, we empower our members with secure, growth-focused financial solutions, making it easy to save and achieve financial stability. Established in 2010 and fully registered as a cooperative in 2023, we’re committed to creating sustainable financial opportunities for a brighter future.
We are experts in Target Savings and Soft Loans, Real Estate Investment Management (Property Arbitrage), Assets & Portfolio Management, Financial Training and Consultancy, Escrow Services.
Traditional savings methods often fail to outpace inflation, meaning your hard-earned money loses purchasing power over time. To reach your most important financial targets, you need a powerful investment engine designed for security, transparency, and growth.
We are a premier investment cooperative that makes your capital work harder for you. We combine a high-performance real estate strategy with the trust and security of a cooperative framework, ensuring your path to achieving your goals is both faster and safer.
1
Focus on Real Estate Flipping:
We don’t speculate on empty land or long-term construction projects. We strategically acquire already-developed properties, enhance their value, and sell them for a profit. This significantly reduces risk and shortens the time to profitability.
2
Capital Safety First:
Our number one priority is the safety of your principal investment. Every decision, from property selection to renovation, is made through a rigorous risk-assessment framework.
3
Radical Transparency:
As a member, you are a partner. We publish all our transactions, profits, and reports for our cooperative members to see. You’ll know exactly how your funds are performing.
4
Target Savings:
Our Cooperative savings model is the ideal vehicle for members aiming to fund significant life events and upgrades, such as: School Fees, Travel or Purchasing a house.
5
Outright Property Purchase:
Our focus is to create affordable housing for our cooperative members through investment or outright purchase.
Our Simple 4-Step Path to Collective Growth
Join the Cooperative:
Choose Your Package:
Select a savings plan(s) that meets your needs, buy share units to consistently build wealth and an investment opportunity that guarantees sustainability.
We Put Your Capital to Work:
We pool the funds to expertly acquire, improve, and flip high-value properties, carefully explore other low risk investments to ensure Security of Capital while maximizing opportunities.
Share In A Collaborative Success:
Join the Cooperative:
Choose Your Package:
Select a savings plan(s) that meets your needs, buy share units to consistently build wealth and an investment opportunity that guarantees sustainability.
We Put Your Capital to Work:
Share In A Collaborative Success:
Profits are shared among our member-investors at the end of the year, or upfront as per your chosen return plan. Members also share from annual dividend for long term savings plan and shares based on the profit generated annually.
Investment Packages Tailored for You
AKAWO by CHOICE (AbC) - Savings Plans
₦30,000 and above
Building your finance is as easy as AbC……
Our savings packages are;
A) Regular Akawo: Random Daily Savings Plan.
B) Target Savings Plan: Savings for Items (household appliances, gadgets, rents, fees, cars, projects etc.)
C) Fixed Savings Plan: 7% – 20% commission p.a (12-24 months)
PROPERTY ARBITRAGE POOL (PAP)
₦500,000 and above
Earn up to 40% returns p.a as our Cooperative member for an exclusive investment pool where real estate is flipped for massive gain.
● Registration: ₦35,000 (one-time)
● Minimum Capital: ₦500,000
● Expected Returns: Max 40% p.a
COOPERATIVE SHARE OWNERSHIP
₦100,000 and above
OWN part(s) of Smart Vault Hub Cooperative as a member by buying our shares.
● Share Capital: Buy a unit @ ₦10,000 (minimum 10 units shares per purchase)
● Annual Dividend: Receive a share from our total annual profit every January.
● Shares: Shares are transferable and can be resold by choice