Join Us – Smart Vault

Your Returns, Your Strategy: Choose Your Path to Success

Our philosophy is unique. While many focus on “Return On Investment,” we prioritize the Return Of Your Investment. This member-centric approach ensures your initial capital is secure, giving you the confidence to earn powerful returns and hit your targets.

Choose the payout structure that best suits your savings strategy.

Note: All investment durations are for a minimum of one (1) year (365 days) in accordance with the Nigeria Cooperative Society Act, with a simple option to roll over your investment upon maturity.

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Investment Details

Select Investment Package *PYRITE (₦1,000,000 – ₦9,000,000)CITRINE (₦10,000,000 – ₦90,000,000)JADE (₦100,000,000 and above)

Investment Amount (₦1,000,000 – ₦9,000,000) *

Investment Amount (₦10,000,000 – ₦90,000,000) *

Investment Amount (₦100,000,000 and above) *

Pyrite Investment Payout Options *The Immediate Cash Flow (18% per annum) | Receive your returns at the beginning of the investment cycle.The Accelerator Investor (37% per annum) | Maximize your earnings by receiving your principal and returns together upon maturity.

Citrine Investment Payout Options *The Immediate Cash Flow (18% per annum) | Receive your returns at the beginning of the investment cycle.The Accelerator Investor (37% per annum) | Maximize your earnings by receiving your principal and returns together upon maturity.The Property Ownership Goal (Outright Purchase) | For our Citrine and Jade tier investors, we offer the opportunity to convert an investment directly into property ownership—the ultimate real estate savings goal. T&C applies.

Jade Investment Payout Options *The Immediate Cash Flow (18% per annum) | Receive your returns at the beginning of the investment cycle.The Accelerator Investor (37% per annum) | Maximize your earnings by receiving your principal and returns together upon maturity.The Property Ownership Goal (Outright Purchase) | For our Citrine and Jade tier investors, we offer the opportunity to convert an investment directly into property ownership—the ultimate real estate savings goal. T&C applies.

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